8 Best Charities that Help Pay Property Taxes (With Tips)

Do you ever feel like your property taxes are just too high to handle? Do you struggle to make ends meet because of the burden of property taxes? If you’re nodding your head right now, you’re not alone. Many homeowners across the country face the same problem, but what most don’t realize is that there are charities out there that can help.

That’s right – there are organizations dedicated to helping people like you pay their property taxes and keep their homes. In this blog post, we’ll dive into the world of property tax charities, explore how they work, and provide you with a comprehensive guide on how to find and apply for assistance. So, whether you’re a homeowner needing help or simply curious about how these charities operate, keep reading to learn more.

Here are 8 Charities that Help Pay Property Taxes:

1. Modest Needs

Starting our list is Modest Needs. It is a nonprofit organization that provides emergency financial assistance to individuals and families facing unexpected financial hardships. They offer short-term grants to cover various expenses, including housing-related costs like property tax payments.

Modest Needs uses a crowdfunding model, where donors can contribute to specific requests for assistance. The organization focuses on helping people who are living just above the poverty line and are unable to qualify for traditional forms of assistance. They review each application carefully and aim to provide a hand-up, not a handout, by helping people stay on the path to financial stability. Noting scores, they have a 4-star rating on Charity Navigator with 97%. 

2. The Homeownership Preservation Foundation

They are a charitable foundation offering free housing counseling services to help homeowners avoid foreclosure and other financial hardships related to homeownership. They assist with property tax delinquency and can help homeowners understand their options for payment plans, loan modifications, or other forms of financial assistance.

The organization also offers general financial counseling and education to help homeowners better manage their finances and achieve long-term financial stability. Moreover, the foundation has been operating since 2004 and has helped over 10 million homeowners with their housing and financial needs. For their crowning glory, they have a perfect 100% score on Charity Navigator, thus enjoying 4 gold star ratings.

3. The National Council on Aging

NCOA is another nonprofit organization that provides various programs and services to help seniors improve their financial security and overall well-being. One of their programs includes assistance with property tax payments. 

The NCOA offers a benefits checkup tool that helps seniors identify and apply for available assistance programs, including those that can help with property taxes. They also offer resources and guidance on financial management, healthcare, and other issues that affect seniors. The organization has operated since 1950 and has helped millions of seniors across the United States. Furthermore, they have received 4/4 stars on Charity Navigator at 90%. 

4. The United Way

Continuing the line, we have the United Way. It is a national nonprofit organization that provides social services and support to individuals and families in need. While they do not have a specific program to help pay property taxes, some local chapters may offer assistance with property taxes or other housing-related expenses.

The United Way partners with local agencies and organizations to provide resources and support to communities across the United States. They focus on various issues, including education, income, and health. The organization also operates a 2-1-1 helpline that connects individuals with local resources and services in their area. They also have 4 stars on Charity Navigator with 91% scores. 

5. St. Vincent de Paul

They provide various services to people in need, including assistance with housing-related expenses such as property taxes. They operate through a network of local councils across the United States and offer various programs and services, including emergency financial assistance, housing assistance, and food assistance. 

St. Vincent de Paul aims to help people struggling with poverty and financial hardship. They review each request for assistance on a case-by-case basis and offer personalized support to help individuals and families get back on their feet. To access their services, individuals can contact their local St. Vincent de Paul council and connect their concerns thereafter. Mentioning the bonus boost, they have 4 stars at 94% on Charity Navigator.

6. The American Legion

The American Legion is the nation’s largest wartime veterans nonprofit organization that provides services and support to veterans, military members, and their families. While they do not have a specific program to help pay property taxes, some local chapters may offer assistance with property taxes or other housing-related expenses. 

The American Legion advocates for veterans’ issues and provides various services and programs, including employment assistance, education benefits, and healthcare support. The organization also operates a national emergency fund that can provide financial assistance to veterans and their families during times of crisis. The charities have 4 stars on Charity Navigator at 91%. 

7. Disabled American Veterans

DAV is a nonprofit organization that provides services and support to disabled veterans and their families. While they do not have a specific program to help pay property taxes, some local chapters may offer assistance with property taxes or other housing-related expenses.

The DAV advocates for disabled veterans’ issues and provides various services and programs, including employment assistance, benefits counseling, and transportation services. The organization also operates a national service program that helps veterans and their families access the benefits and services they are entitled to. Moreover, DAV has a solid 360 score on Charity Navigator at 100% and 4 gold stars. 

8. The VFW Foundation

To finish off, we have the VFW foundation. It is a nonprofit organization that provides a range of services and support to veterans, military members, and their families. While they do not have a specific program to help pay property taxes, some local chapters may offer assistance with property taxes or other housing-related expenses. 

The VFW Foundation offers a variety of programs and services, including financial assistance, educational scholarships, and mental health support. It is rated 88% by Charity Navigator and earns a three-star rating.

Tips on How to find and apply for property tax assistance

If you’re a homeowner who needs help paying property tax, there are several steps you can take to find and apply for property tax assistance. Here are some resources and tips to get you started:

• Check with local charities and organizations: Many local charities and non-profits offer property tax assistance to low-income homeowners. Check with organizations such as Habitat for Humanity, local churches, or community centers to see if they offer any programs to help you.

• Research national programs: Several national programs provide property tax assistance to eligible homeowners. For example, the National Council on Aging’s BenefitsCheckUp tool can help you find programs in your area that offer financial assistance for property tax payments. Enter your zip code, select the benefits you want (Here, property tax), and you will be shown all the programs that can help you with property tax.

• Look into government programs: Some state and local governments offer property tax relief programs for low-income homeowners. Check with your local tax authority or state government website to see if you qualify for any programs.

• Prepare necessary documentation: To apply for property tax assistance, you may need to provide certain documents, such as proof of income, property ownership, and tax assessment information. Make sure you have all of the necessary documentation ready before you apply.

• Submit your application: Once you have identified charities or programs that offer property tax assistance and have gathered all the necessary documentation, you can submit your application. Make sure to follow all instructions and deadlines provided by the organization.

• Follow up: After you have submitted your application, follow up with the organization to ensure that your application has been received and is being processed. If you don’t hear back within a reasonable amount of time, don’t be afraid to reach out and inquire about the status of your application.

Remember, property tax assistance may not be available to everyone, and there may be limited funding available. It’s important to research all your options and consider other forms of financial assistance or resources that may be available to you.

Additionally, be aware of potential drawbacks or consequences of accepting property tax assistance, such as increased scrutiny from tax authorities, limited availability of aid, or potential impact on credit score.

Considerations while accepting property tax assistance

While property tax assistance can be a valuable resource for homeowners struggling to make ends meet, some potential drawbacks or consequences should be considered before accepting assistance. Here are a few examples:

• Increased scrutiny from tax authorities: If you receive property tax assistance, your tax returns and financial situation may be subject to increased scrutiny from tax authorities. This could result in an audit or other investigation, which can be stressful and time-consuming.

• Limited availability of aid: Property tax assistance programs may have limited funding or eligibility requirements, making it difficult for some homeowners to qualify. This means that even if you apply for assistance, you may not receive it due to a lack of resources.

• Potential impact on credit score: Depending on the type of assistance you receive, it’s possible that it could negatively impact your credit score. For example, taking out a loan to pay property tax and cannot make payments on time could result in a lower credit score and other financial consequences.

• Stigma or embarrassment: Some homeowners may feel embarrassed or stigmatized by accepting property tax assistance, especially if they feel they should be able to handle their finances independently. This can be a difficult emotional hurdle to overcome, but it’s important to remember there’s no shame in seeking help when needed.

It’s important to consider these potential drawbacks or consequences carefully before accepting property tax assistance. However, for many homeowners struggling to make ends meet, the benefits of assistance may outweigh the risks. If you decide to apply for property tax assistance, ensure you fully understand the terms and conditions of the program and don’t hesitate to ask questions if anything is unclear.

Final Thoughts

In conclusion, the charities that help pay property tax provide a valuable service to those in need. They help relieve the burden of financial hardship on homeowners who struggle to keep up with their property tax payments. By doing so, these charities allow families to stay in their homes and maintain stability.

However, while these charities play an important role in alleviating the financial strain of property tax payments, it’s important to remember that they can only do so much. We must address the root causes of poverty and financial hardship so that families don’t have to rely on charity to keep a roof over their heads.

Furthermore, we must also consider the impact of property tax policies on low-income families. While charities may help pay property taxes, we must ensure that property tax policies are not disproportionately burdening those who are already struggling to make ends meet.

In the end, charities that help pay property tax are a valuable resource, but they cannot solve the larger issues of poverty and inequality alone. It’s up to all of us, as individuals and as a society, to work towards a more equitable and just system that provides for the basic needs of all people. Only then can we create a world where everyone has a safe and stable place to call home.